Sometimes it just makes sense to buy now and pay later, especially with large purchases. In a world of late fees, penalties, and compounding interest, it can feel like you're stuck between two bad options: saying no to what you need or giving in to unhealthy debt.
Affirm is here to offer a better way to buy. Affirm lets you shop stress free with no late fees and no surprises. Welcome to a new way to pay over time!
 |
 |
 |
| FAIR | FLEXIBLE | TRANSPARENT |
| Afirm won't charge you late fees or penalties of any kind, ever. | You choose the payment schedule that works for you. | Affirm tells you up front the total amount you'll pay. That number will never go up. |
Buying with Affirm is Easy
- Fill Your Cart: Shop your favorite products and then select Affirm at checkout. Enter a few pieces of information for a real-time decision.
- Choose How You Pay: Select the payment schedule that works for you, then confirm your loan. Affirm will never charge you more than what you see up front.
- Make Easy Monthly Payments: Download the Affirm app of sign in at affirm.com. They will send you email and text reminders so you never miss a payment.
Curious about Your Credit Score?
Your credit score will not be affected when you check your eligibility, even though Affirm performs a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you boost your credit score and build a positive credit history!